Recent Blog Posts
Understanding Powers of Attorney
Estate planning can be a difficult task for many individuals. Rare is the person who is excited about confronting his or her own mortality. The reality is that none of us will live forever, and estate planning affords us the opportunity to provide for our family members and loved ones well beyond our lifetime. Some elements of estate planning, however, are intended to take effect, if necessary, while you are still living so that your affairs can be properly managed, no matter what happens to you. Powers of Attorney are among the most important estate planning instruments, but they are often overlooked by those who are unfamiliar with their application.
Two Types
There are two different kinds of Powers of Attorney (POA): Power of Attorney for Property and Power of Attorney for Health Care. The two categories refer to the subject matter covered by the document, but both types give a trusted friend or family member the authority to make decisions for you in the event you are not able to make them for yourself. As their names imply, a POA for Property gives your chosen individual or entity—known as an agent—the power to make decisions regarding your finances, assets, and debts while a POA for Health Care appoints an agent to make medical and health-related decisions. By using POAs properly, you can help protect your family from uncertainty and unnecessary costs associated with guardianship proceedings.
Preparing Your Home for Comfortable, Safe Aging
When most people think about estate planning, they often focus the transfer of assets from one generation to the next. Wills and trusts—the most common vehicles for transferring such assets—represent a significant part of the estate planning process, but there are many other considerations that should be addressed. One of the most often overlooked aspects of estate planning is preparing yourself and your home to make life easier as you age, and doing so often takes time, money, and self-awareness regarding your current and possible limitations.
A Glaring Need
According to the Pew Research Center, an estimated 12 million Americans over the age of 65 live alone. A disproportionate 69 percent of that number—nearly 8.3 million—are women. While independence among senior citizens is often a desirable alternative to assisted living or nursing facilities, the reality is that a home that is suitable for a healthy, able-bodied adult may not be convenient or safe for an aging senior.
Unique Considerations in a Military Divorce
Divorce is extremely common, and sometimes, it can come at an inopportune time. Nowhere is this more apparent than in the case of military families, when essentially, there is no “good” time unless the person with a military career is essentially retired. To help military couples obtain a divorce in an amicable fashion without having to wait years, there are certain specific divorce laws that apply only to them.
Service and Timing Issues
The main issues in trying to obtain a divorce from an active duty military member are personal service and the possibility of default. A divorce can be filed in Illinois if one or both spouses either live in state permanently, or if one or both spouses are stationed in the state. However, in any contested divorce, the non-moving party must be served personally with a copy of the petition filed by their spouse. Otherwise the court, in theory, has no jurisdiction over them. In other words, without personal service, the military member would not have enough contact with the place where the court is for that court to have any power over him or her. If the divorce is not contested, personal service may be waived, but if it is contested, the rule is absolute. This means that the personal service requirement can make going forward with the divorce very difficult if the military member is overseas or in a war zone.
Second Parent Adoption
Same-sex marriage is now legal in all 50 states, with all the attendant rights and responsibilities that marriage entails. Parenting for same-sex couples can be tricky, however, as certain legal issues are likely to arise. Fortunately, the state of Illinois has measures in place to help same-sex parents obtain and exercise parental rights in variety of situations. One such option is a second parent adoption, or SPA.
SPA Defined
Second parent adoption is defined as an adoption in which a second parent may adopt a child without the first losing any parental rights. Normally, adoptions require a parent to renounce his or her parental rights—or to have them terminated—in favor of another caregiver, but SPA allows both caregivers to have legal rights regarding the child.
This can be critical in the case of something like a change in the law, or an accident that leaves one parent or the child incapacitated in some way. If both halves of the couple are the legal parents of the child, it can prevent most potential battles over competence and jurisdiction. For example, if only a child’s biological mother is their legal parent, the mother’s same-sex partner has no legal authority to make decisions for the child. In extreme circumstances, this could even lead to the child being removed from their home if the legal parent is deceased or disabled.
Estate Planning and the Five Stages of Grief
Most people are familiar with the concept of different “stages of grief.” While you may not necessarily be able to list the five stages as they were introduced in 1969, you are most likely aware that grieving, for most people, is a process with fairly distinct elements. While there are other situations that could cause a person to go through the grieving process—such as a divorce or giving a child up for adoption—the most common is during the period following the death of a loved one. When you die, your children, grandchildren, and other family members will almost certainly experience a great deal of grief, which makes responsible estate planning all the more important.
What Are the Five Stages?
In 1969, a Swiss-American psychiatrist named Elisabeth Kubler-Ross published a book called "On Death and Dying" which introduced the stages of grief as she saw them. Based on her experience and study, she identified the five stages as Denial, Anger, Bargaining, Depression, and Acceptance. Despite being laid out as linear—suggesting that one stage leads into the next—the reality is much more complicated. A person who is largely in the Anger stage of grief is likely to experience moments or days of Denial and Depression. He or she may even skip a stage and effectively come back to it at a later point.
What Is Divorce By Publication?
Most of the time, when two people want to get divorced, they simply inform the other person by having a copy of the papers served upon them, usually by hand delivery. However, there are some very rare situations when the spouse cannot be located. When that happens, a suitable alternative must be found. The answer in Illinois and many other states is called divorce by publication.
A “Good Faith Search”
In all cases, your soon-to-be-ex-spouse must be informed of your desire and intention to file for divorce. However, if they have moved or are trying to avoid you and have left no forwarding address, the normal methods of mail or hand delivery are impossible. Yet it is contradictory to public policy to demand that two people remain married when they are not even living together and all communication has broken down. Publication is generally the best possible chance for your information to reach your absent spouse.
Communication Is Key in Estate Planning
Do you have a signed and executed will or any other elements of an estate plan in place? If so, you are already ahead of more than half of American adults.
Next question: Have you had in-depth discussions about estate planning with your children and other important family members? If so, you and your family are well prepared for unexpected surprises—assuming your estate plan addresses all or most of the details that are significant to you and your loved ones.
Final question: Would your children agree that you have had the necessary conversations and do they know where to find important documents, passwords, and account information? Unfortunately, serious disconnects in communication are all too common when it comes to estate planning.
A Relevant Study
Earlier this year, Fidelity Investments released a study showing that aging parents and their adult children are often on different pages in regard to important estate planning conversations. The survey indicated that nearly 70 percent of parents believed that they had talked at length with their children about wills, estate plans, and finances. More than half of their children, however, said that the conversations had not happened—at least not in sufficient detail.
Adopting an Abandoned or Deserted Child
Adoption can be a wonderful and happy event for everyone involved. However, there are times when the process becomes quite complex, especially when an adoption involves a parent who ostensibly could assert parental rights, yet is nowhere to be found. There is a very specific process to go through before a child with an absentee parent (or two absentee parents) may be adopted into a family where he or she will receive the kind of attention he or she deserves.
Abandonment and Desertion
In most situations, a child is presumed to have two parents, but this is not always the case. However, this may be untrue in certain cases. Illinois allows paternity to be legally established immediately following the birth of a child, by one of four methods:
- The mother and father are married either at a child’s conception, birth, or both;
- Both parents sign and complete a Voluntary Acknowledgment of Paternity form;
Text Messages Can Interfere with Family Law Matters
It is almost too easy to send a text message on your cell phone. It takes only a few moments to type out a quick hello or make plans with friends and family. More than six billion messages are exchanged every day in the United States—that is over 2.2 trillion each year! Unfortunately, the ease of sending a text message can sometimes get people into trouble, as they may send a message without thinking or in the heat of a moment. This can cause problems for those involved in legal proceedings such as a divorce or child custody battle.
Text Messages Last Forever
An individual who is going through a divorce or other matter of family law may experience a wide range of emotions. He or she may feel betrayed, spiteful, confused, and upset. Often, there is animosity and tension between spouses who have decided to end their marriage. Divorce is an especially emotional process, and there may be many things left unsaid between two former romantic partners who have called it quits. There may also be things that are said but that should have been left unsaid. This is when the ease of pulling a cell phone from a pocket and quickly sending a nasty text message can cause problems.
A Living Will Can Address Quality of Life Questions
Every person deserves to have control over the medical care they receive, including that which is provided at or near the end of their lives. Advance medical directives, such as a living will, give you the power to make certain decisions about your end-of-life care in advance, taking into account the possibility that you may not be able to make such decisions if and when they are necessary. Unfortunately, many advance medical directives are open to interpretation which could result in a decreased quality of life and unneeded suffering. There are some things you can do, however, to ensure that medical care is provided in accordance with your wishes, regardless of your condition at the time care is needed.
Death-Delaying Procedures
A living will is used primarily to specify the types of death-delaying procedures that you wish to be provided if you are ever diagnosed with a terminal condition and are unable to make care decisions for yourself. Death-delaying procedures refer to treatments and care that are postponing death in situations where healing or curing the condition is not possible. Such procedures include blood transfusions, artificial respiration, dialysis, and intravenous feeding or medications.







